Flat black isn't hard at all. You can do it yourself if you're going for that primered/hardware store look.
And +1 for the "making it 2+ decades on foot" club. It can be a hellacious hassle, but it keeps you and your wallet in decent shape. I'm going on 27 years without a driver's license now, and the only reason I even have a permit is because Texas is designed specifically to foil pedestrians and bicyclists, and apparently they think that public transportation is a scheme cooked up by pinko commie liberal faggots too unAmerican to own a Dodge Ram and they want as little to do with it as possible.